Putting off plans for travel or university because you don’t have sufficient savings? Thinking of refreshing your home with a reno or purchasing that dream car?
Well, we can help.
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Are you an entrepreneur with a great idea but no capital to get started? Maybe you need a new car or an equipment upgrade. A business loan could be just what you need to really get your business soaring.
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Welcome to Money for Jam
Looking for a loan to make that dream come true? We make finance easy.
No more putting your plans off to travel or upgrade your car. No more waiting for that good month of business to expand your enterprise, purchase a company car or upgrade your equipment. We are here to make your dreams come true.
Our promise to you
We want to earn your trust. We want to maintain a relationship with you for life, so we guarantee nothing but transparency. No more nasty hidden catches or unexpected fees.
With access to over 40 lenders, we will make sure you get the best possible loan suited to your individual needs that will not harm your credit background. We will work with you to maintain a healthy credit history and ensure you can afford the things you want in life.
What our clients are saying
"MFJ helped me out when I was in a tricky situation. I had accumulated a number of credit cards and personal cash loans and before I knew it, I could not even pay the interest let alone the debt. MFJ consolidated my debt into a consolidation loan and now I will have it all paid off in no time.
So thankful to them – I felt like they actually cared about me.”
-Ben 30, NSW
"I used MFJ to help me pay for my long overdue overseas trip. I could not afford to travel until I spoke to them and it turned out to be a much better option than a credit card.
The service was great, incredibly friendly and I had the money within 24 hours."
-Megan 23, VIC
“MFJs application process was so quick and easy. They literally took only five minutes of my time and I received the cash on the same day.
Definitely recommend their services.”
-Adam 38, VIC
“Our lease on our car was up and we were looking at paying off a large balloon payment that we could not afford. MFJ worked out an affordable plan for us that even allowed us to upgrade our car and we are paying less than we were before. Not only did they work out the finance for us, they put us in touch with a dealer that gave us an excellent deal.
Extremely happy with the service they provided.”
-Jason and Kim, NSW
Why choose MFJ
It’s all about you
We take the time to understand you. We tailor loans to your specific needs and credit history.
We only need five minutes of your time. All you need is a rough idea of how much you require and we will do all of the work for you.
The cash will be transferred straight into your bank account within 24 to 48 hours. You could have the money by the very next day.
We promise nothing but transparency to you. No nasty surprises. We will make sure that there are no hidden catches or fees.
Frequently Asked Questions
You can use a personal loan for almost anything – organising that dream wedding, the perfect honey-moon, holiday of a lifetime, paying for education, home renovations, cosmetic surgery or crunching your debt. Car and leisure loans are structured a little differently, but no worries there – we will walk you through the entire process. Have a chat with one of our consultants to work out what loan best matches your dream. Just give us a call on 1300 138 530 or request a call back on our website, and we will do all of the work for you.
We have access to over 40 lenders. We will do all of the leg work for you and find the best rate and best lender fit to your personal circumstances. We will make sure that the loan not harm your credit rating and we will find and eliminate any nasty surprises like hidden terms or fees.
You may borrow up to $50,000 depending on your circumstances. However, if you require a larger sum, get in touch with us to explore other options. Car and leisure loans can go higher but loan amounts are limited by the market value of the asset and your ability to service the loan. We will assess your situation and advise you on how much you may borrow, as well as the structure and lender we find to be most suitable for your needs.
This depends on which lender you decide on but generally, they all provide options for Direct Debit, B-Pay and Direct Credit. Payment terms are normally spaced weekly, fortnightly or monthly.
You may be able to get an answer on the same day and money in your bank account the next. It depends on the type of product you are applying for. Special circumstances may take a little longer. Talk to our consultants today and they will be able to answer all your questions.
Once we get approval and sign off, the loan is usually available the next day and will not take more than two working days. However, exceptions may be made for special circumstances.
You need to be at least 18 years old, be an Australian Permanent Resident / Citizen or hold a 457 Visa or Bridging Visa and prove that that you have a regular income. There could be other bits and pieces needed for our credit and approval criteria depending on your situation. All of this will only take five minutes on the phone with one of our consultants.
Yes. When we submit your application to a lender, they will check your credit file. However, we will not submit the application until you explicitly approve the product offering and have confirmed verbally or via e-mail that you are happy to proceed. Also, we are aware that some lenders look worse on your credit file than others so we will make sure you steer clear of those.
Most of our loans have fixed interest rates, which ensure that repayment amounts stay the same throughout the life of the loan. We will disclose all information as we think it is important that you know exactly what you are up for and that there are no hidden surprises.
You can make extra repayments any time and save on interest. You can also pay off your loan early – however, some lenders may charge early exit fees and in such cases, we will provide all of this information to you.
Looking to get a loan?
Money Partners Program
Online referral program
An online client referral program designed for like-minded businesses to be rewarded for making us referrals.
When you become a Money Partner, you will have access to an online portal where you can personally refer clients, track their progress and your rewards.
Referring business has never been so easy or rewarding.