Each year, the festive season can have a huge impact on our bank accounts and our stress levels. Don’t get caught out over-spending on last minute purchases, rather than enjoying the holiday fun. We’ve pulled together our top tips to take the worry out of Christmas shopping and to help prevent the January blues:
A personal caravan is a dream of many. Having your own recreational vehicle (RV) has priceless advantages – you can set off whenever you want and not have to be liable to rental company restrictions, and have complete freedom when it comes to the design and accessory fittings. If you love camping and exploring, nothing beats having your own RV to hop in and just go. Plus, you can opt to rent out your campervan to earn some extra cash when it is not in use.
Once you have done your research and are confident your budget can support the maintenance of an RV, comes the fun part: choosing one! We get you started on your RV buying journey by addressing the two big questions: which type, and old or new.
There are a lot of reasons that may prevent us from budgeting. Perhaps you feel that you are doing fine spending-wise and a budget just does not seem that relevant. Your income might be on the low side – so why budget what little you have? Or you could be vaguely aware of how important making a budget is, but the time and effort it will take to stick to it puts you off.
Thinking of making some home improvements? We break down the common options and show you how to make these home renovation ideas count for less.
Since the economic crisis in 2008, banks have adjusted their lending policies to be stricter. With tighter criteria in place, it has become a bit trickier to secure a loan with suitable terms. If you are having trouble meeting bank conditions or need the funds urgently, it is definitely worthwhile to explore alternative lending options. In fact, consumer demand for non-traditional lending has skyrocketed in Australia.
Why opt for a broker over a bank?
The big debate
Dreaming of buying a new car? Or maybe you want to renovate your home. Whatever the case, you may not have adequate funds at your fingertips, and may be considering loan options. If you have always been managing your finances with a bank, you will probably be inclined to approach them for loan advice also.
Naturally, it would seem like the safest and most convenient option to go directly to the source that’s familiar. But what if we were to tell you that this is not the case? But what’s the point of using a third party you say? Surely that would be more complicated and costly. Well, let us correct this common misconception.