Personal Loans

Looking for a personal loan?

personal loans

Are you putting off plans for travel or university because you simply cannot afford it?

Thinking of refreshing your home with a reno or purchasing that dream car but concerned that it is not financially feasible?

A personal loan could be the solution for you.

Types of personal loans

Car Loans

Are you dreaming of owning a new set of wheels? That car you’ve been eyeing may be within your reach.

Quick Loans

Need cash fast? You could have money in your bank within 24 hours. The process is super quick and easy.

Student Loans

Struggling with hefty school fees and expenses? Our student loans offer flexible repayment terms.

Leisure Loans

Want a new toy for the next family camping trip? We can help finance your new boat, caravan or motorbike.

Debt Consolidation Loans

Is debt weighing you down? Pull all of your debt into one loan and start saving by paying lower interest.

What is a personal loan?

Personal loans allow you to borrow a sum of money from a lender. You can then pay back the amount in weekly, fortnightly or monthly instalments over a loan term of your choice which usually ranges from one to seven years.

People often opt for personal loans to finance household goods, education, vehicle purchases and medical procedures or other personal plans like traveling and weddings. They can also be used for consolidating debts.

Some loans do not require you to pay approval, ongoing or exit fees – which means more money saved! We work with reputable lenders that offer such benefits or pitch more affordable rates.

Start application ➤


✆ 1300 138 530


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What are the loan types I should be aware of?

Fixed rate versus variable rate personal loans

Fixed rate loans give a fixed outline of interest rates and repayment instalments, so you know exactly what is coming up. However, if you feel that your circumstances might change during the duration of your loan, a variable rate loan is a great option to consider instead. These loans give you more flexibility over the frequency of payments or even extending the plan. Depending on the lender, you could make extra repayments at no added cost, thus cutting down your loan in quicker time and saving interest in the long-run.

Secured versus unsecured personal loans

Secured loans require you to offer a personal asset as collateral. This is something that can be sold to cover the expenses of a loan in the event that you are unable make repayments. Typically, cars, property and even jewellery come to mind but the item of value can range from business equipment and purchase orders, to stocks and investments. An unsecured loan, on the other hand, does not require you to attach an asset for security. Hence, these loans sometimes have higher interest rates but the upside is that they usually get approved faster.

Worried that a bad credit history will affect your approval for an unsecured personal loan? Let us take care of that – our lenders offer more flexible eligibility requirements so you can still get the loan of your choice whatever your circumstances.

How do I apply for a personal loan?

To be eligible for most personal loans, you should be at least 18 years old, be an Australian Permanent Resident / Citizen or hold a 457 Visa, and have a regular income. Some loans might require other criteria which we will discuss with you.

All we require from you is a general idea of the amount of money you need and your preferred repayment period. Then all you need to do is to give us a call and we will do the rest for you. Simple. All we need is five minutes of your time and we could have the funds in your account within 24 hours.

Why choose us?

We are switching things up here. For us, it is all about transparency. We look for any hidden catches and give you the uncomplicated picture. Your trust is important to us and we want to build a relationship with you that is genuine. As customers ourselves, we insist on honest solutions with benefits that are really just that – benefits.

We also understand that the process of finding and securing personal loans is never cut-and-dried. What works for someone else might not be the best fit for you. We want to find the right fit for now but also in the long run.

With the number of different rates and lenders out there, it can get overwhelming pretty quickly. So how do you know for sure you are stepping into the right plan?

That is where we come in. We have access to over 40 different lenders and are well acquainted with the variety of solutions available on the market right now.

You do not work for the loan – the loan works for you. The right personal loan matches your requirements and complements your interests. With our know-how and expertise, we do all the hard hustling for you to nab that perfect deal.

So dream big. Because we can help you get there.

Start application ➤


✆ 1300 138 530


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