Personal Loan

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Looking for a personal loan?

Are you putting off plans for travel or university because you simply cannot afford it?

Thinking of refreshing your home with a reno or purchasing that dream car but concerned that it is not financially feasible?

A personal loan could be the solution for you.

What is a personal loan?

Personal loans allow you to borrow a sum of money from a lender. You can then pay back the amount in weekly, fortnightly or monthly instalments over a loan term of your choice which usually ranges from one to seven years.

People often opt for personal loans to finance household goods, education, vehicle purchases and medical procedures or other personal plans like traveling and weddings. They can also be used for consolidating debts.

Some loans do not require you to pay approval, ongoing or exit fees – which means more money saved! We work with reputable lenders that offer such benefits or pitch more affordable rates.

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Business Loan

Are you an entrepreneur with a great idea but no capital to get started? Maybe you just need a little boost to help your business expand?
Whatever the case, we have a range of commercial cash loans available to really get your business soaring.

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Personal Loan

Putting off plans for travel or university because you simply cannot afford it? Thinking about refreshing your home with a reno or purchasing that dream car but concerned that it is not financially feasible?
A personal loan could be the solution.

Quick Loan

Do you need a cash loan fast? You could have cash in your bank account within 24 hours. The process is super quick and easy – we only take five minutes of your time. All you need is a rough idea of how much you want to borrow.

consolidation loan rates

Car Loan

Are you dreaming of a new car? Feeling like an upgrade? Let us help, your new car may be more affordable and within your reach than you thought. Just let us know what you are looking for, and we will make it happen with personalised cash loans.

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Debt Consolidation Loan

Is debt weighing you down? Have you considered consolidating? Pulling all of your debt into one loan can free you up to get on with the things you want to do in life. Plus, you only pay one interest rate which could save you heaps.

leisure loan

Leisure Loan

Looking for a new toy for the next family camping trip? We can help to finance that boat or caravan you have been dreaming of. Whatever you have in mind, a leisure loan might be just what you need.

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Investment Management

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Investment In Bonds

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Mutual Funds

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What are the loan types I should be aware of?

Fixed rate versus variable rate personal loans

Fixed rate loans give a fixed outline of interest rates and repayment instalments, so you know exactly what is coming up. However, if you feel that your circumstances might change during the duration of your loan, a variable rate loan is a great option to consider instead. These loans give you more flexibility over the frequency of payments or even extending the plan. Depending on the lender, you could make extra repayments at no added cost, thus cutting down your loan in quicker time and saving interest in the long-run.

Secured versus unsecured personal loans

Secure loans require a payment guarantee by contributing a personal asset until you finish your repayments. An unsecured loan, on the other hand, does not require a guarantee as a form of security for the lender. Hence, unsecured personal loans typically entail considerably higher interest rates.

If you are considering unsecured personal loans but are worried that a bad credit history will affect approval, we can help you out with loans that have more flexible eligibility requirements.

How do I apply for a personal loan?

To be eligible for most personal loans, you should be at least 18 years old, be an Australian Permanent Resident / Citizen or hold a 457 Visa or Bridging Visa, and have a regular income. Some loans might require other criteria which we will discuss with you.

All we require from you is a general idea of the amount of money you need and your preferred repayment period. Then all you need to do is to give us a call and we will do the rest for you. Simple. All we need is five minutes of your time and we could have the funds in your account within 24 hours.

Are you looking for a loan for something specific?

We have a product to suit no matter what your dream – talk to us today.

Give us a call today to find out how we deliver dreams

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